Quote from Eryop on May 25, 2025, 7:15 am

Came across a platform offering up to 8.5% annual return on USDT and around 4% on BTC — no staking involved, just fixed income paid at the end of the term. Sounds tempting, but the fact that there are no gradual payouts makes me a bit uneasy. Has anyone tried similar services before? How reliable are they, and what risks should I be aware of?

Quote from Kioly on May 25, 2025, 7:20 am

Returns like that are pretty common with platforms that do crypto lending or run mining-related investment products. The fact that earnings are credited only at the end can be a risk — especially if you need early access. I'd recommend checking if the company has transparent operations, a mining background, or any regulatory ties.

Quote from Bylos on May 25, 2025, 7:25 am

If you’re serious about this, you might want to look into EMCD. They’ve got a straightforward offering with passive returns in crypto, and they’re actually tied to a real mining ecosystem. Nothing flashy — just fixed-term products with transparent terms. You can find more info at https://emcd.io/ , might be worth checking out.